Pensions & Retirement Planning

Retirement planning is about building enough income to live the life you want when you stop working, using the most tax-efficient wrappers available. For the 2026/27 tax year you can contribute up to £60,000 a year into pensions (or 100% of your earnings if lower) with tax relief at your marginal rate, and unused allowance from the previous three tax years can often be carried forward. We advise UK professionals and business owners on building, consolidating and drawing from pensions, whole of market and with no product bias.

Last reviewed: July 2026