Private Medical Insurance

Private medical insurance gives you faster access to diagnosis, specialists and treatment, complementing rather than replacing NHS care. It works alongside life insurance, income protection and critical illness cover as part of a complete protection plan. We compare policies across the market to match cover and cost to your circumstances.

Protection insurance replaces income or provides a lump sum if you die, fall seriously ill or cannot work. For most working-age families the biggest unprotected risk is not death but losing an income for months or years through illness or injury. We review what you already have through work, identify the gaps and recommend cover from across the whole market.

Last reviewed: July 2026