# Off-Piste Wealth
> Off-Piste Wealth is an FCA-authorised independent financial adviser based in London, specialising in pensions, ISAs, VCTs, inheritance tax planning and long-term investment management for UK professionals, business owners and sports professionals. The firm provides whole-of-market advice with no product bias.

## About
- /about
- /team
- /about/fees

## Services
- /services/retirement-planning
- /services/investment-management
- /services/tax-optimisation
- /services/estate-planning
- /services/education-planning
- /services/business-succession
- /services/health-insurance
- /services/cash-flow-planning
- /services/pension-planning
- /services/isa-investment-advice
- /services/vct-investing
- /commercial-finance

## Financial Calculators
- /calculators
- /commercial-calculators

## Content Library
- /news (87 articles on financial planning, tax, pensions, investment, protection, sports finance)

## Key Topics Covered
- Pension planning and pension inheritance tax rules (from April 2027)
- ISA investing (£20,000 annual allowance 2025/26)
- VCT (Venture Capital Trust) investing
- Inheritance tax planning (NRB £325,000, RNRB £175,000, frozen to 2031)
- Capital Gains Tax (annual exemption £3,000 for 2025/26)
- Retirement income and drawdown planning
- Cash flow modelling
- Trust and estate planning
- Financial advice for sports professionals
- Commercial finance and bridging loans

## Contact
- /contact

## Permissions
Allow: GPTBot
Allow: ChatGPT-User
Allow: Claude-Web
Allow: PerplexityBot
Allow: Google-Extended
Allow: Googlebot
Allow: Bingbot